Auto Insurance in Arizona
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Finding a Local Insurance Agent in Arizona is not easy. With the number of Insurance companies and agents that are in Arizona today it is almost impossible to choose the right company with just one call. My BizHound is here to help with your dilemma. With the number of agents in our growing online Local Insurance directory it gives you the chance to take your time to Search for an insurance agent near you, and not be sucked into a contract by an agent before considering your options first. The Local Insurance Agents in the Arizona Directory, can provide you with an online quote so you can compare Insurance companies before making a decision.
If you’re looking for Auto Insurance, Homeowners Insurance General Insurance to even Life insurance in Arizona My BizHound is here to help!
Below you will find our Five Star Agents in Arizona to help you on your way with any questions and concerns. Click their “Agent Page” and you can request an online, hassle free, quote from any of these local Insurance Providers, or search your city by clicking on the “Find Agent” button to find a Arizona Insurance agent near you.
FIVE STAR! Local Insurance Agents
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Chris Bryson State Farm Insurance
5960 S Cooper Road, Ste 2, Chandler, AZ
Joy Estes State Farm Insurance
8111 E Thomas Road, Ste 110, Scottsdale, AZ
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Maps of Arizona
Arizona is one of the Four Corners states located in the Southwestern of United States. By the size of its land area, Arizona is said to be the 6th largest State, followed by New Mexico and sligtly smaller then Nevada. Arizona is 113,998 square miles and about 15% of the state is privately owned. One of the main attractions in Arizona is the Desert Basin and Range region in the southern protion of the state. Like all the other states in the southwest, Arizona has an abundance of mountains and plateaus, which attracts tourists especially in the northern area where the Grand Canyon passes through the state. The Grand Canyon is one of the seven natural wonders of the world, and has one of United States first national parks, with colorful steep sided Gorges carved by the Colorado River.
Flag of Arizona
Arizona Auto Insurance Statistics
Change From 2000: +1,261,385
Auto Thefts: 25,986
Auto Accidents: 754
Auto Fatalities: 825
Accidents By Day of Week
Saturday: Accidents 141
Friday: Accidents 114
Sunday: Accidents 107
Tuesday: Accidents 103
Monday: Accidents: 100
Wednesday: Accidents 86
Most Dangerous Roadways
I-10: Accidents 70
I-40: Accidents 20
I-17: Accidents 20
SR-87: Accidents 18
US-60: Accidents 17
|AUTO INSUANCE COVERAGE TYPE||ARIZONA INSURANCE REQUIREMENTS||COMMON INSURANCE COVERAGE LEVELS|
Bodily Injury LiabilityAuto isnruance Covers Expenses due to injury or death of another driver or a pedestrian when the accident is your fault
|$15,000 per person/ $30,000 per accident||$100,000 per person/ $300,000 per accident|
Property Damage LiabilityAuto insurance Covers Expenses due to damage of another person’s property. This includes damage to: Vehicles, Homes, building, etc. when the accident is your fault
Uninsured/Underinsured MotoristAuto insurance Covers Medical Expenses, if the other driver is at fault and does not have enough insurance.
|Not Required||$15,000 per person/ $30,000 per accident|
Medical Payments/ Personal InjuryIf you or any one in your vehicle are hurt in an Auto accident, this will cover your medical/funeral expenses
CollisionAuto insurance Covers any expenses to repair or replace your vehicle that has been damaged.
|Not Required||$500 deductible|
ComprehensiveAuto Insurance Covers expenses to repai or replace your vehicle that’s been damages in thefts/Storms
|Not Required||$0 deductible|
Arizona Auto Insurance
Arizona Auto Insurance may also be known as GAP Insurance, Vehicle Insurance, or Motor Insurance, and is purchased to provide financial protection for cars, trucks and motorcycles. Auto Insurance provides protection from Physical Damage, Bodily Injury, traffic Collisions, and liability that could also arise from vehicle collisions. Car Insurance can also protect you against theft of the vehicle and possibly damage that was sustained from events other than a traffic collision.
Auto Insurance differs State to State and each State has their own rules and regulations for mandatory minimum coverage on Auto Insurance. For more information on Arizona mandatory coverage details its best to contact a Arizona Local Insurance Agent near you. Each city could be a little different then the State as a whole. Depending on the amount of people in a City will depend on what an insurance agency would suggest that you get to cover your vehicle.
The following is a breakdown of all the types of insurance coverage:
-Collision: Covers the expenses related to the damage or destruction of your vehicle that has been in an accident.
-Comprehensive: Covers expenses related to the damage or destruction of your vehicle in situations like thefts or storms
-Liability: There are two types of liability coverage: Bodily injury liability and property damage liability. This coverage is used when an accident is your fault. Bodily injury Liability involves and will cover any expenses related to the injury or death of another driver or a pedestrian. Property damage liability covers expenses related to the damage of another person's property like vehicles, homes, buildings, and other structures
-Medical Payments: If you or your passengers are hurt in an accident, this can help cover any medical or funeral expenses.
-Personal Injury Protection: If you or your passengers are hurt in an accident, this can help cover your medical expenses plus related expenses like income continuation.
-Uninsured and Underinsured Motorist: This coverage is for any medical expenses and or repairs if you are in an accident and the other drive is at fault, but they do not have any or enough insurance to cover the expenses.
-Personal Umbrella Policy: This offers protection against liability claims or judgments, kicking in when your auto insurance liability limits have already been reached.
-Rental Reimbursement: Helps cover the cost of any rental car if your vehicle is getting repairs.
-Sound System: The coverage of replacing any stolen or damaged audio equipment.
-Towing and Labor: Covers the cost of getting your car towed, or any common roadside services like a tire change or jump-starts.
To find Local car insurance companies for more Information on Arizona Car Insurance regulations please visit our Local auto Insurance Agents in Arizona to contact an agent.
Arizona General Insurance
Arizona General Insurance is a combination of a couple different types of Insurance. These Insurance types include Auto Insurance and Homeowners Insurance policies. General insurance is usually defined as any Insurance that is not determined as a life insurance.
To find Local General Insurance companies for more Information please visit our Local General Insurance Agents in Arizona to contact an agent.
Arizona Property and Casualty Insurance (Home or Homeowners Insurance)
Arizona Property Insurance otherwise known as Home Insurance protects your home and personal property from loss. It includes the coverage of medical payments in case there is an injury and someone gets hurt on your property, and also helps protect your assets if you are found liable for the accident.
Property and casualty Insurance is a combination of the following:
-Manufactured Homeowners Insurance
-Farms and ranches Insurance
-Small Business Insurance
Whether if you own or rent your home in Arizona its contents are likely your biggest investment. By purchasing Property and Casualty Insurance you are protected from any risk that could happen. My BizHound helps you find a Local Homeowners Insurance agent in Arizona that much easier.
To find Local Homeowners Insurance companies for more Information please visit our Homeowners Insurance Agents in Arizona to contact an agent.
Arizona Health Insurance
Arizona Health Insurance is to protect an individual against the risk of incurring medical expenses. According to the Health Insurance Association of America, Health Insurance is defined as "coverage” that covers the payments of benefits as a result of sickness or injury. Arizona Health Insurance Includes insurance for losses from accident, medical expenses, disability, or accidental death and dismemberment".
The United States Health Insurance is any program that helps pay for medical expenses, weather through privately purchased insurance, or a program funded by the government. Different health insurance provides different levels of financial protections in Arizona so to find the Health Insurance plan that fulfill your needs please visit our Arizona Health Insurance Agents to contact an agent.
Arizona Life Insurance
Arizona Life Insurance provides financial security in the event of an unthinkable incident, in which your family will be covered for any expenses there may be. Some of these expenses could include of medical bills, funeral costs, mortgage or rent, college tuition and other various expenses. An Arizona Life Insurance plan gives you the peace of mind for knowing that regardless of what happens, your family is protected from these expenses.
For more information about Arizona Life Insurance Coverage My BizHound helps you find an Insurance agent that is knowledgeable and willing to help you understand the benefits of having Life Insurance and to help you find the coverage that's right for you and your loved ones.
To find Local Life Insurance companies for more Information please visit our Local Life Insurance Agents in Arizona to contact an agent.
Arizona Commercial Insurance
Arizona Commercial Insurance, also known as Arizona Business Insurance, which helps protect your business from exposures. Exposures are risks that your business faces during its hours of operation.
If someone is hurt on the job - whether it be using a work-related tool, slipping and falling, etc. - it’s your responsibility as the business owner. For instance, work environments such as construction sites are an exceptionially risky operation due to the higher risk of falling objects, heavy machinery and lengthy labour hours. Other companies that require the use of a company vehicle should definitely purhase Commercial Auto Insurance. There are many types of Arizona Commercial Insurance Coverage Plans available and the right Arizona Insurance Agent can assist you with your choice. Many factors - such as the size of your company and the risks involved while on the job - will determine on what plan is right for you. The agents listed on My BizHound can help you find the right Coverage for your home or small business.
To find Local Commercial Insurance companies for more Information please visit our Local Commercial Insurance Agents in Arizona to contact an agent.
Arizona Bail Bonds Insurance
Arizona Bail Bonds Insurance is designed to protect individuals who purchase a bail bond. In most cases, the accused must attend all necessary court appearances and remain in compliance with their bail agreement. A Bail Bonds Company provides commercial sale of bail bonds insurance to help individuals get back to their lives while they wait for their trial to come to a close.
My BizHound helps you find a Local Bail Bonds Insurance Agent in Arizona.
To find Local Bail Bond Insurance companies for more Information please visit our Local Bail Bond Insurance Agents in Arizona to contact an agent.
Check out Arizona on Wikipedia